Terms and Conditions

1. General Terms

These Terms and Conditions ("Terms") apply to all users of Dream Finvest Group’s website, loan services, and related offerings. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please refrain from using our services.

• Services include, but are not limited to, personal loans, business loans, home loans, agriculture loans, takeover loans, and project loans.
• We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page, and continued use of our services constitutes acceptance of the revised Terms.

2. Eligibility

To apply for our loan products or use our services, you must meet the following criteria:

• Be at least 18 years of age (or 21 for specific loan products).
• Be a resident of India with valid identification documents.
• Meet the specific eligibility criteria outlined for each loan product (e.g., income, credit score, business stability).
• Provide accurate and complete information during the application process.

Dream Finvest Group reserves the right to reject applications that do not meet eligibility criteria or regulatory requirements.

3. Loan Application and Approval

By applying for a loan with Dream Finvest Group, you agree to:

• Submit accurate and verifiable documents, including identity proof, income proof, and other required documents.
• Allow us to verify your information with third parties, such as credit bureaus and financial institutions.
• Pay applicable fees, including processing fees, as outlined in the loan agreement.
• Repay the loan as per the agreed schedule, including interest and any applicable charges.

Loan approval is subject to our discretion and compliance with regulatory guidelines. We do not guarantee approval for any application.

4. User Responsibilities

As a user of our services, you agree to:

• Provide truthful and accurate information during loan applications or inquiries.
• Use our website and services for lawful purposes only.
• Not misuse or attempt to access our systems unauthorizedly.
• Maintain the confidentiality of your account credentials and notify us immediately of any unauthorized use.
• Comply with all applicable laws, regulations, and these Terms.

5. Fees and Charges

Our loan products are subject to fees and charges, including but not limited to:

• Processing fees, as specified in the loan agreement.
• Interest rates, which vary based on the loan type and applicant profile.
• Late payment fees, foreclosure charges, and prepayment penalties, as applicable.

All fees and charges will be communicated to you before loan disbursal. You are responsible for reviewing and agreeing to these terms before proceeding.

6. Intellectual Property

All content on our website, including text, images, logos, and design, is the property of Dream Finvest Group or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or use any content without prior written permission.

7. Limitation of Liability

Dream Finvest Group will not be liable for any direct, indirect, incidental, or consequential damages arising from:

• The use or inability to use our website or services.
• Delays or errors in loan processing or disbursal.
• Unauthorized access to your information due to your failure to secure your credentials.
• Any third-party actions or services linked to our offerings.

Our liability is limited to the extent permitted by applicable law.

8. Termination

We reserve the right to terminate or suspend your access to our services at our discretion, including for:

• Violation of these Terms.
• Providing false or misleading information.
• Engaging in fraudulent or illegal activities.

Upon termination, any outstanding loan obligations remain enforceable as per the loan agreement.

9. Governing Law

These Terms are governed by the laws of India. Any disputes arising from these Terms or our services will be subject to the exclusive jurisdiction of the courts in Faridabad, Haryana.

10. Contact Us

For any questions or clarifications regarding these Terms and Conditions, please contact us at:

• Email: info@dreamfinvestgroup.com
• Phone: 97807-24056
• Address: NH-19, opp. Magpie, near EF3 Mall, Faridabad, Haryana 121002