Project Loans

What is a Project Loan?

At Dream Finvest Group, our project loans are tailored to provide substantial funding for large-scale infrastructure, industrial, or commercial projects. Whether you're setting up a manufacturing unit, developing real estate, or launching a renewable energy project, our project loans offer competitive interest rates, flexible repayment terms, and expert financial guidance to ensure successful project execution.

Who Can Avail a Project Loan?

Our project loans are available to businesses and entities meeting the following criteria:

• Registered businesses, including private limited companies, partnerships, or LLPs.
• Businesses operational for at least 3 years with stable revenue.
• Minimum annual turnover of ₹10 crores or project cost of ₹50 lakhs.
• Age of key promoters between 21 and 65 years.
• Good credit score (preferably above 750) for the business or promoters.
• Detailed project report (DPR) with financial projections and feasibility analysis.

We evaluate applications based on project viability, business stability, and repayment capacity to provide customized financing solutions.

Documents Required

To apply for a project loan with Dream Finvest Group, please provide the following documents:

• Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID of promoters/directors.
• Address Proof: Aadhaar Card, Utility Bills, Rental Agreement, or Passport.
• Business Proof: Certificate of Incorporation, Partnership Deed, or LLP Agreement.
• Financial Documents: Last 3 years' ITR, Profit & Loss Statement, Balance Sheet, and audited financials.
• Bank Statements: Last 12 months' bank statements of the business account.
• Project Documents: Detailed Project Report (DPR), project cost estimates, approvals/permissions, and land/property documents (if applicable).
• Photographs: Recent passport-sized photographs of key promoters.

Additional documents may be required based on the project scope. Our team will guide you through the process.

Benefits of Project Loans

Choosing a project loan from Dream Finvest Group offers the following advantages:

• High loan amounts up to ₹50 crores, based on project requirements.
• Competitive interest rates starting at 10% p.a.
• Flexible repayment tenure from 3 to 15 years.
• Quick disbursal within 10-15 working days post-approval.
• Collateral-based or partially collateral-free options for eligible projects.
• Expert financial advisory to ensure project success.
• Customized repayment schedules aligned with project cash flows.

How to Apply

Applying for a project loan with Dream Finvest Group is efficient and streamlined:

1. Visit our website or nearest branch to submit the online application form.
2. Provide the required business, financial, and project-related documents.
3. Receive preliminary approval based on project feasibility and business profile.
4. Our team will conduct a detailed project and financial assessment.
5. Upon final approval, funds will be disbursed as per the project funding schedule.

Contact our dedicated project loan support team for expert guidance.

Interest Rates and Fees

Our project loans come with transparent pricing:

• Interest Rate: Starting from 10% p.a. (fixed or floating, based on project profile).
• Processing Fee: Up to 2% of the loan amount + GST.
• Foreclosure Charges: 3% on outstanding amount after 12 months; foreclosure not allowed before 12 months.
• Part Prepayment: Up to 25% of principal annually with no charges after 12 months.
• Late Payment Fee: 2% per month on overdue EMI.

Note: Rates and fees are subject to change. Please consult our team for the latest details.